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Discover our range of specialist buy-to-let and residential mortgages, available through intermediaries.
If you're a landlord, you can only apply for our mortgages through an Independent Financial Adviser. Click below to find an advisor.
Don’t forget, our discounted buy-to-let products benefit from our Track to Fix feature!
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Developed in response to your feedback about the need for speed, simplicity and accuracy of lending applications, you can now log in and apply in minutes.
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For our full criteria, please refer to our portfolio and non-portfolio lending guidelines and submission requirements.
Unfortunately, we don’t have any expat products currently available. To see the rest of our product range, click here.
The maximum loan to value per property for purchases and remortgages is:
Any fees that may be added to the loan are excluded from the LTV calculations, but will be included in the loan amount used in both current and future affordability calculations.
Any fees that will be added to the loan will be included in the loan amount used in both current and future affordability calculations.
All calculations, regardless of the product selected, will be based on either the current reference rate published on our website, or the product charging rate plus 2%, whichever is the greater. Future affordability will be taken into account for all applications, and therefore may limit the maximum loan amount available. Before submitting an application, please ensure you use our online calculators to check how much we may be able to lend your clients.
The affordability of the application will be assessed as follows:
Applications will be considered for Expatriates, who must hold a current UK passport and are residing outside of the UK in one of the following countries:
Australia
Austria
Belgium
Bulgaria
Canada
Cyprus
Czech Republic
Denmark
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Japan
Netherlands
Luxembourg
Malta
New Zealand
Norway
Poland
Portugal
Singapore
Slovakia
Slovenia
Spain
Sweden
Switzerland
USA
Available for single self-contained properties only, with no restrictive covenants in place. The services of a managing agent must be engaged to oversee the property, and details of the agent must be provided prior to completion of the loan. For purchase applications, proof of the source of deposit will be required in all instances.
Take a look at our full range of buy-to-let mortgage products.
If you have a customer that you think would benefit from one of our products, contact your Regional Sales Manager for a chat before making an application.
Find the details below
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Head officeParagon51 Homer RoadSolihullWest MidlandsB91 3QJ
Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551